Attn.Sir/Madam Based on the investigation and verification of all funds trapped in all the twenty (24) failed banks, we wish to inform you that your name appeared in our file as one of those who were supposed to have had their funds transferred into their bank accounts since march 2007. Since the banks recapitalization, consolidation, marger and acquisition which started in the year 2005 has ended without this funds being transferred, we are now ready to transfer your fund. You are therefore required to forward your banking detail, full contact address and a passport photograph (IDENTIFICATION) immediately for the transfer of your fund. We apologize for the delay in the transfer of this fund. Thank you for your maximum cooperation. Yours faithfully, Dr.Mr.R. Moore For-Nigeria Deposit Insurance Corporation. Insuring all deposit liabilities of licensed banks and such other financial institutions operating in Nigeria within the meaning of Sections 20 and 26 of this Decree so as to engender confidence in the Nigerian banking system; Guaranteeing payments to depositors, in case of imminent or actual suspension of payments by insured banks or financial institutions up to the maximum amount as provided for in Section 26 of this Decree.